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Infrastructure · Glossary

MCC 7995

Also called: Betting MCC, gambling merchant category code

MCC 7995 (Betting) is the merchant category code Visa's Merchant Data Standards assign to wagers, lottery, and casino-style gambling, including casino gaming chips. It is treated as high-risk by every major card network and requires an acquirer registered to process gambling, with state licensing verified in underwriting.

Why this matters to merchants

MCC 7995sits inside the broader system of U.S. payment processing economics that determine a merchant’s effective rate. Most operators encounter this term on their merchant statement without understanding what it controls, which is how the four hidden fees covered by our methodology slip past unnoticed.

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